Director Options helps company directors explore the options, pathways and specialist services that may be relevant to their circumstances. We review your enquiry and facilitate introductions to specialist firms where appropriate. No obligation, no jargon and no pressure. The options available will depend on your individual circumstances, and not every situation will have a straightforward outcome.
If your business is one of them, you’re in the right place.
Confidential and without obligation.
Our Specialists Cover
Whether you're facing creditor pressure, HMRC debt, an overdrawn director's loan, or looking for a compliant exit - the right path depends entirely on your specific situation. Our specialists help you understand it.
HMRC or creditor debts mounting but still trading? There are structured routes - CVAs, informal arrangements, operational turnarounds - that don't automatically mean closure.
Understand your options →A director's loan can create personal liability and tax considerations. Some directors explore structured approaches to addressing director's loan balances and introducing or extracting funds from their company as part of wider business, ownership and tax considerations. Understand the key considerations and available options before making decisions.
Find out what's available →Profitable business but an inefficient tax position? Whether you're planning an exit or want to extract value, there are structured routes that exist for exactly this situation.
Explore your options →When closure is the right outcome, it should be handled correctly, protecting directors from personal liability. CVL, MVL and Administration should be handled ethically by specialist practitioners.
Understand the process →In some circumstances, a new company structure may allow a viable business to continue while prior liabilities are addressed through a formal, regulated process. This is not appropriate in all situations, is subject to strict legal requirements, and directors should seek specialist regulated advice before considering this route.
Get in touch to discuss →Your current tax structure may no longer be the most efficient. Established businesses sometimes review their company structure, profit extraction strategy and long-term ownership arrangements. Explore commercial tax structuring options. Understand the implications of different corporate structures. Speak to a specialist firm.
Explore your options →If your company has a pending R&D tax credit claim with HMRC, that receivable may be used to access working capital now - before HMRC pays out. This can release significant cash tied up in an approved claim, without taking on conventional debt.
Find out if you qualify →Not every distressed business needs to close. Where viable, government-guaranteed loan facilities of up to £1 million - with 70% government backing - may allow a business to stabilise, restructure and recover rather than proceed to formal insolvency.
Discuss your options →Watch Outs
If it does, getting a clear picture of your options early makes a significant difference to what remains available to you.
Outstanding VAT, PAYE or corporation tax you can't clear in full. HMRC's enforcement posture has hardened significantly since 2024. Time to Pay arrangements need to be structured correctly.
Money drawn from the company in excess of what you've put in. This can create personal liability in insolvency - but there may be structured, suitable ways to address it before that point.
This is urgent and you should seek specialist advice immediately. A winding-up petition can freeze bank accounts and lead to compulsory liquidation. We can connect you with a regulated practitioner quickly - call us and we will prioritise your case.
Personal guarantees on business loans, leases or supplier credit put your personal assets at risk if the company can't pay. Understanding your exposure early opens more protective options.
Slower collections, creditor pressure building, payroll getting harder to meet. These are early-stage signals - and the earlier you act, the more routes remain open.
A solvent wind-down, voluntary liquidation or structured exit can protect your reputation, future directorships and any remaining asset value. How you close matters.
The Process
Complete the short form - name, email and a brief description of where things stand. No company documents needed at this stage.
A member of our team reads your submission and maps your situation to the relevant pathways and specialists. These are options, not advice.
We contact you by email or phone. We explain what we've identified and what the next step looks like - with no pressure.
Where appropriate, we introduce you directly to a regulated insolvency practitioner, corporate tax or other specialist who can discuss your options quickly.
The earlier a director understands their options, the more of those options remain open. The earlier a director seeks to understand their position, the more routes tend to remain open.
Discuss Your Options →Why Director Options
Where your situation requires formal insolvency work, we refer you to appropriately licensed specialist practitioners. Director Options itself is not a regulated firm.
Your enquiry is treated with complete discretion. We never share your information without your explicit permission.
We are not advisers. We map your situation to the right specialists and pathways - clearly, without jargon, without obligation.
Restructuring, CVA, CVL, MVL, administration, director's loans and tax-efficient exits - not just one product type.
Many directors are unaware of recovery and restructuring pathways that may be available before formal closure is considered. Understanding the options can help provide greater clarity on potential next steps.
From sole director businesses with £50,000 in HMRC debt to companies carrying over £1 million in liabilities.
Common Questions
